Toby Merrill
Toby Merrill directs the Project on Predatory Student Lending at the Legal Services Center of Harvard Law School, where she is a Clinical Instructor in the Predatory Lending Clinic. The Project is the first legal services practice in the country focused solely on representing former students of the for-profit college industry. It brings litigation to make it legally and financially impossible for the predatory for-profit college industry to cheat students. The Project has sued the federal Department of Education for its failures to meet its legal obligation to police for-profit colleges, and to stop the perpetration and collection of fraudulent student loan debt. Toby has also brought her clients’ experiences to bear on federal and state policymaking. She founded the Project in 2012 as a Skadden Fellow, after a federal clerkship. She graduated from Harvard Law School and Yale College.