Consumer Protection

Recent Case: Calderon v. SIXT Rent a Car, LLC

October 24, 2021

Almost one hundred years after the Federal Arbitration Act (FAA)’s enactment, a long-overlooked limit in its text is attracting the attention of federal judges. The FAA commands courts to enforce arbitration clauses in private contracts and empowers them to do so by staying judicial proceedings and ordering arbitration when a litigant shows that her opponent…

How the CFPB Can Enhance Competition in Consumer Finance Right Now

September 11, 2021

Earlier this summer, President Biden delivered on a highly anticipated campaign promise to crack down on corporate monopolies and boost competition across the economy. In a comprehensive executive order, President Biden pledged to take a “whole-of-government” approach to rigorously enforcing the nation’s antitrust laws, documenting how rising corporate consolidation harms consumers and small businesses in…

Time is Running Out to Protect Americans’ Relief Payments from Debt Collectors

April 7, 2020

A critical piece of Congress’ coronavirus relief bill, the CARES Act, provides for direct payments to American households. Most individuals are scheduled to receive up to $1,200, married couples up to $2,400, plus an additional $500 per child. Right now, the U.S. Treasury is gearing up to start direct depositing funds into Americans’ bank accounts,…

, and